A judgment can stay on your reputation narrative for a duration of seven years. There are federal and state laws to govern and also to tell you that how long a judgment can stay on your financial statement. Most habitancy don't realize that your reputation narrative does not clear itself. You must be retroactive and make sure your reputation is in good clean condition.
If you miss a payment, or default on a loan, have bankruptcy, or a judgment these things are commonly reported to the agencies. On the midpoint they must literally be reported to show up on your financial statement. That is why if you go to one reputation reporting group they may reflect dissimilar debt, than the other company does.
Marion County Clerk Of Court
In other situations you may go to the court that entered the judgment against you in person. This could be pretty troublesome for you. The name of the court can be found on the financial statement, it will be listed there. From there, you may ask a copy of the certified copy of the judgment. If you do not find the copy of a judgment then you need to ask the court's clerk to write a letter for you that would state that no judgment is held against you. If you get a copy of the judgment then you must check for any errors. You have a legal right to challenge all the errors there on your financial statement. It is your right to have all the reputation narrative facts reported to you accurately.
This is recommend that all correspondence on your financial statement should be in a letter form and mailed through certified mail from the postal service. As you deal with three reputation bureaus you need to send a letter to all three of them, Equifax, Experian and Transunion. When you write to them, write your unblemished name your mailing address and any document connected to your reputation report. They need a time frame of 30 days to acknowledge to your request. Take the time to write the letter to each if three bureaus. Repairing your reputation narrative is a serious work and you are recommend not to take any short cuts as it would prove to be problematic for you in future.
Follow up your reputation narrative for some months until the judgment has been removed. All the time order a free copy of your financial statement at least one per year which is your legal right. You will be able to verify the errors that are made in your financial statement and you shall question about them at once.
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